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Why Clients Trust Us

Certified Bankruptcy  Specialist

You wouldn't go to a heart surgeon if you needed brain surgery. You'd go to a brain specialist, and you'd want them to be the best. Steven Richards is a Certified Bankruptcy Specialist by the American Board of Certification. This means he is among an elite number of attorneys nationwide who hold this honor. Steven chose to do one thing, and one thing well. By focusing his practice solely on Chapter 7 and 13 Bankruptcy, he dedicates himself to being cutting-edge and fully committed to finding the very best solutions for our clients. 

You Will Not Be Treated Like A Number

Our clients are good people who have had bad things happen. Some are dealing with illness, leading to medical debt or job loss, some are caregivers to elderly parents or children with disabilities, some have gotten into credit card debt and can't see the light at the end of the tunnel. Some clients have fallen behind on mortgage, rent, or car payments and are facing foreclosure, eviction, or repossession. Some clients are dealing with separation or divorce.  And some folks have just hit a rough spot. No one plans to file bankruptcy, and hindsight is 20/20. We're not here to judge. We're here to help. There is Hope.

We Deliver Results

Rather than take a cookie-cutter approach, we listen to our clients and give the kind of advice we would give to our own family. Bankruptcy isn't the right choice for everyone, but when it is, it can be a powerful tool that can help get your life back on track. Using this customized approach, we have successfully helped thousands of clients get the Fresh Start you deserve.


When you call our office, you will speak to an attorney--not a paralegal--about your situation. Steven genuinely cares about his clients and provides personalized attention every step of the way.  We know you have questions, and we're here to answer them.  Most importantly, we always call back. You will not be treated like a number.

Peace of Mind

Often, clients tell us they feel they've run out of options. Sleepless nights, creditor calls, and constant anxiety about finances are ruining their lives, relationships, and mental health. No one wants to feel anxious, depressed and afraid because they can't get their finances under control. We understand, and we're here to listen. Steven knows firsthand from his early life how it feels to be financially unstable. That understanding makes him a compassionate and dedicated attorney who works hard for his clients. He's ready to help you get back what you need most: Peace of Mind.


Mr. Richard's has been a caring and helpful advocate for us. He has always been upfront and available to answer questions and guide us. I highly recommend his law firm if you are having financial difficulties

-Ray F.

Schedule a Free, Confidential, No-Obligation Consultation

With over 24 years practicing bankruptcy law, we have helped thousands of clients deal with financial problems. Many clients have told us they wished they had called sooner. Call or email now for a free initial consultation, and let us help you formulate a plan to get your life back on track!

Schedule a Free Consultation

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