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Moving You Forward

Over 24 Years Experience in Bankruptcy Law

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We Take Pride in Helping Our Clients Through Difficult Times.

Financial problems can leave you feeling overwhelmed, helpless, and without hope. It is important to remember that you are not alone. People from all walks of life suddenly find themselves faced with uncontrollable debt, foreclosure, repossession, and harassing phone calls from creditors. With over 24 years of experience, I have helped thousands of people through their financial hardships, and I can help you. 

As a Board Certified Consumer Bankruptcy Specialist, I do one thing only - bankruptcy law. By focusing my practice on Chapter 7 and Chapter 13 bankruptcy, I can provide high quality legal representation on a very individualized basis. And when you schedule a free initial consultation, you will speak directly to me - an attorney - not a secretary or a paralegal.

Bankruptcy is an important decision. Don't compromise. You need and deserve the knowledge and expertise of a Board Certified Bankruptcy Specialist working for you. And remember, we're not here to judge. We're here to help.

There is hope.

Schedule a Free, Confidential, No-Obligation Consultation


Steven Richards is well known to the United States Bankruptcy Court, creditors' representatives, community agencies and civic leaders for his legal expertise, integrity, responsiveness, courtesy and innovative solutions to problems. Steven is a combat veteran of the United States Army, and he honorably served his country during both the Invasion of Panama (1990) and the Gulf War (1991). 

He is an avid surfer and fisherman, and in his free time, he loves to play guitar and write music.  Steven has been married to his wife, Morgan (who also happens to be the office manager) for over 30 years, and they have two grown children, a tabby cat, and spoiled dog. 

Board Certified Specialist 

Locally Owned & Operated 

Over 24 Years of Experience

We do not discriminate on the basis of race, color, religion, sex, sexual orientation, gender identity, national or ethnic origin, age, or disability

Read What Our Clients Have to Say About Us

Mr. Richard's has been a caring and helpful advocate for us. He has always been upfront and available to answer questions and guide us. I highly recommend his law firm if you are having financial difficulties.

— Ray F

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